Deals do not fail at the site visit, they fail at the documents and the loan desk. This is the unglamorous work we are proudest of, because it is what actually protects your money.
On the legal side: title search, document verification, agreement drafting and review, and registration-day support, so nothing catches you off guard when the stakes are highest.
On the loan side: we know which banks move fastest for which profile, we prepare your file so it sails, and we coordinate with the lender through disbursement. Approved-project lists, co-applicant strategy, the works.
Almost every property horror story is a paperwork story that surfaced too late, a disputed title, a missing approval, a loan that fell through after the token money was paid. This desk exists to catch those problems while they are still cheap to fix. We read the documents, flag issues in plain language, and stay on the file from the first legal check to the final registration.
Title search and encumbrance status, RERA filings for new launches, sanctioned plans and approvals, and society or municipal dues. You get the findings in plain words, what is clean, what needs a fix, and what should make you walk away.
The cheapest advertised rate is not always the cheapest loan. We help you compare banks and NBFCs on effective rate, processing fees and eligibility, prepare the paperwork once instead of five times, and follow the file through sanction and disbursement. After that: stamp duty, registration, and the mutation steps nobody warns first-time buyers about.
Two quick tools before you commit a rupee. See your monthly EMI at today’s rates, and how much loan your income can actually carry. Then we handle registration and stamp duty, flat registry charges in Kolkata and every page in between.
In Corporation areas, stamp duty runs six percent on properties up to one crore and seven percent above it, with registration charges of one percent and a further one percent additional duty above one crore. The five percent figure still quoted across the internet was a temporary remission that has been discontinued, and the twenty-five lakh threshold people cite was replaced years ago. We compute your actual stamp duty and registration liability on the rates in force before you commit to anything.
The rate in the advertisement and the rate on your sanction letter are different numbers. We put your file in front of several banks at once and compare what they will actually sanction: interest rate, processing fee, prepayment terms, and how much they will lend against the registered value rather than the asking price. Then we track sanction, valuation and legal clearance through to disbursement, so the money is ready on registration day rather than a week after it.
Charged on whichever is higher: the circle rate or your agreed price. Rates below are the ones currently in force.
Corporation and municipal areas: 6% up to ₹1 crore, 7% above. Panchayat areas: 5% up to ₹1 crore, 6% above. Registration is 1% of value. West Bengal offers no separate concession for women buyers. Figures are indicative — confirm your exact liability on the West Bengal Registration portal before you pay.
Indicative estimates only. Actual eligibility, interest rates, registration and stamp duty and flat registry charges in Kolkata vary by lender and profile. We will get you exact numbers.
Yes, verification, agreements and loan support are available standalone. Protect the deal you found.
The major home-loan lenders; the right one depends on your profile and the project. We will tell you which desk moves fastest for your case.
Before token money. Every rupee paid before verification is a rupee negotiating against you.
Title search, RERA filings, encumbrance status and approvals, flagged in plain language, not legalese.
We help you compare offers across banks and NBFCs for rate, processing fee and eligibility, you pick, we handle the paperwork.
We guide you through stamp duty, the registration appointment, and the after-registration steps like mutation that nobody warns you about.
For buyers, yes, we earn from developers and owners, and we are RERA-registered (WBRERA/A/HOW/2025/000651). No hidden charges.
One accountable team for the whole property journey. Here is the rest of what we do, tap any to dive in.
New-launch and resale flats, shortlisted and verified around your budget and commute.
Serious, screened buyers and a fair valuation, paperwork handled to the close.
Family-ready homes with clear, registered agreements, for tenants and owners.
Clear-title residential plots, checked on the ground before you ever visit.
Bring us in before you sign anything, one review now beats a year of regret later.
